Myth #5

 

"I can't afford a Long-Term Care Plan.....It's too expensive"

 

 

Fact:  Long-Term Care (LTC) planning is a process, NOT a product.  Thus, it's a misconception that it's "too expensive" until at least going through the process.  If LTC Planning includes an insurance solution, there are solutions to fit nearly anyone’s budget and financial goals.  

 

Quite often, recommend solutions allow for the repositioning of existing existing assets to implement a plan with little or no out-of-pocket cost.  While LTC Planning may seem or sound expensive, not having a plan can be much costlier to individuals and families, as the costs can quickly deplete your client’s hard-earned life savings.

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