What is Long-Term Care?

As Americans age, many are concerned about the potential physical, financial or emotional burden on the people they love in the event of  illness or disease.  However, when a condition limits one's Activities of Daily Living or ADLs (bathing, dressing, eating, continence, toileting, and transferring) or a Cognitive Impairment, that is called Long-Term Care (LTC).

Most of your clients are not prepared for this need and haven't addressed it in their planning, and even fewer families are prepared to become caregivers.  LTC Planning will help clients address these potential expenses should they become ADL impaired.

Regardless of your advisory role, it's important to recognize that LTC should be addressed in your clients' planning as a component of their comprehensive Estate, Financial, Retirement, and Risk Management planning.

INERTIA is ready to help you design, present, and implement customized LTC Planning for your clients...