"I can't afford a Long-Term Care Plan.....It's too expensive"
Fact: Long-Term Care (LTC) planning is a process, NOT a product. Thus, it's a misconception that it's "too expensive" until at least going through the process.
Quite often, LTC Planning will identify an insurance solution which can fit nearly anyone’s budget and financial goals. Quite often, solutions we recommend allow for the repositioning of existing existing assets to implement a plan with little or no out-of-pocket cost.
Lastly, LTC protection may seem expensive, but not having it can be much costlier to individuals and families. LTC costs can quickly deplete a person’s hard-earned life savings.