Hybrid versus Rider Solutions

for Long-Term Care Planning

Far too often, the media or marketing organizations discuss various options for Long-Term Care Planning - on a life insurance chassis  - simply described as "Asset-Based" or "Linked-Benefit" and that somehow that makes them quite similar.  

 

In reality, however, Hybrid solutions and Life Insurance solutions with a LTC or Chronic Illness rider are very different altogether.  The chart below gives a brief overview of this topic.  After you review the info below please contact an INERTIA Strategist to schedule time to discuss the specifics, and how each of these concepts might be appropriate for your clients.

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